🚜Cross Yield

High-Powered Multi-Chain Yield Optimization

Introducing Cross Yield

  • Cross Yield is a multi-chain yield aggregator with insanely optimized BNB Smart Chain, Aurora, and soon Avalanche and Polygon strategies.

  • It has passed quite a lot of audits

  • The name of the yield IOU tokens is HotYield

    Example of IOU token.

In traditional finance, an IOU is a document that acknowledges a debt owed. In modern finance, blockchain and cryptocurrency, an IOU is essentially a token, issued on the blockchain, representing the same value as the underlying asset.

Advantages of Cross Yield.

  • Multichain. Cross Yield already supports BNB Smart Chain, Aurora. Avalanche and Polygon will be supported soon.

  • All AMM’s farms were collected in one place. No need to visit a lot of sites and Dapps to find what you’ll like

  • All vaults have an insanely optimized auto-compound system that will do the job for you.

  • ZAP function allows you to not interact with an AMM and get yield with a few easy steps on one Dapp

  • Sizzle pools that will earn you extra rewards with your IOU tokens.

Sort it a bit.

At the Cross Yield interface, you can sort the vaults by a few methods.

Or just find the vault by the asset you have in your wallet by search. Cross Yield also offers the option to filer your deposited and eligible vaults.

Eligible vaults will be displayed if your token balances are greater than zero. For example, HOTCROSS-BNB vault will display if: HOTCROSS-BNB LP token balance > 0 OR BNB balance > 0

OR WBNB balance > 0

Switching networks to filter vaults based on currently connected networks.

  • The connected network will be highlighted.

  • Cross Yield supports BNB Smart Chain and Aurora. Avalanche and Polygon will be supported in the future release.

  • Click on the network name and icon to switch networks.

  • After the network changes, the vaults list will be updated.

Deep look into the vault.

  1. Name of crypto that you can stake

  2. Real APY - Annual percentage yield.

  3. TVL - Total value locked in this particular vault

  4. Balance on your wallet that suits this vault

  5. Your position in this vault. Amount of funds that are already in the vault.

  6. Additional buttons to let you create liquidity or buy a cryptocurrency that is needed for this vault.

  7. The deposit block contains which token you want to deposit or ZAP, the percentage of the current balance that would be deposited, and approve/deposit button.

  8. Withdraw block contains the name of the token to withdraw, amount of funds that are in the vault, an opportunity to pick a percentage and withdraw button.

  9. Yield Bounty is explained below

  10. Actual statistics of this vault and link to the smart contract of this vault.

ZAP function - is a smart contract function that can convert tokens into one vault is needed. For example, for the ETH-BNB vault, you can deposit with ETH-BNB LP or single ETH/WBNB/BNB tokens. The smart contract will do a job for you.👇

Few words about Yield Bounty

Yield Bounty is not main reward of your vault. The reward for your stake goes right to your deposit amount as it is auto-compounding. This bounty is given as a reward for providing a service to other users. Whenever you successfully claim the bounty, you’re also helping by triggering Cross Yield's auto-compound functionality.

Step by step guide on how to get some Yield on your tokens.

Go to Cross Yield

Connect your wallet

Pick a vault with the token or a pair of tokens that you wish to stake

Input or click on a percent amount of tokens

Approve the contract to spend your tokens

Click the “deposit” button after the approval transaction is complete

  • Get Yield ✅

Vise versa. Withdrawing guide.

Go to Cross Yield

Connect your wallet

  • Click on a vault to see full info

Pick how many tokens you want to withdraw

  • Click withdraw button and confirm the transaction

Real 30-Day APY Calculation

Each of the underlying protocols does provide an ROI which is translated as the APR the protocol offers. Cross Yield with the functionality of auto-compounding allows the conversion of the APR into APY. In plain English, the magic of compounding allows for much higher yields.

Real 30-Day APY = Vault APY + Trading APR

Vault APY calculation

Vault APY is the rewards that come from AMMs (CAKE on PSC, BANANA on ApeSwap for example). Which will be auto compounded by the Cross Yield vault smart contract.

The formula below allows us to calculate the APY:

For example, imagine the underlying Defi protocol being a master chef pool on PancakeSwap (PSC), more specifically, the HOTCROSS-BNB LP pool.

Now consider the following metrics

  • annual interest (r) = Vault APR = 132.191% or adjusted to a day r = 0,362167123%

  • Initial amount deposited: P = $1

  • compound every day: n = 365

  • for a total period of 12 months: t = 365

A = 1(1+ 0.00362167123 / 365) ^ (365 * 365) = $3.75**

Basically, $1 will yield $3.75. in a year thus a 275% Vault APY.

Real 30-Day APY = Vault APY + Trading APR = 275% + 8.146% ~ 283.2%

The Trading APR will be calculated based on the 30-Day volume of the liquidity pool.

In other AMMs or Yield Optimization, they use different timeframes to calculate the Trading APR, such as 7-Day or 24-Hour. So, sometimes their APYs will be higher and the reason is the spike in volume (which means more trading fees) in a short timeframe.

We are using the 30-Day timeframe to calculate the Trading APR because the wider the time period the more accurate figure will be. Therefore, the Real 30-Day APY figure should be more reliable.

All figures are estimates provided for your convenience only, and by no means represent guaranteed returns.

Some tech details 🧑‍💻

Available Vaults

PlatformVaultIBT ContractStatus

BTCB-BNB

Running

BTCB-BUSD

Running

BUSD-BNB

Running

CAKE-BNB

Running

ETH-BNB

Running

HOTCROSS-BNB

Running

USDC-BUSD

Running

USDT-BNB

Running

USDT-BUSD

Running

ADA-BNB

Running

DOT-BNB

Running

LINK-BNB

Running

TWT-BNB

Running

XVS-BNB

Running

ALPHA-BNB

Running

XRP-BNB

Running

UNI-BNB

Running

INJ-BNB

Running

SXP-BNB

Running

VAI-BUSD

Running

DAI-BUSD

Running

LTC-BNB

Running

BTCST-BNB

Running

UST-BUSD

Running

LINA-BUSD

Running

SFP-BNB

Running

IOTX-BUSD

Running

RAMP-BUSD

Running

ALICE-BNB

Running

BIFI-BNB

Running

TKO-BNB

Running

EPS-BNB

Running

TLM-BNB

Running

ALPACA-BUSD

Running

DOGE-BNB

Running

CAKE-BUSD

Running

CHR-BUSD

Running

TUSD-BUSD

Running

MBOX-BNB

Running

WOO-BNB

Running

BSCPAD-BNB

Running

DVI-BNB

Running

ONE-BNB

Running

AXS-BNB

Running

C98-BNB

Running

SPS-BNB

Running

WIN-BUSD

Running

TRX-BUSD

Running

BP-BNB

Running

SFUND-BNB

Running

BETA-BNB

Running

LAZIO-BNB

Running

FINA-BUSD

Running

DAR-BNB

Running

PORTO-BNB

Running

SANTOS-BNB

Running

IDIA-BUSD

Running

THG-BNB

Running

HIGH-BUSD

Running

WOOP-BNB

Running

ADG-BUSD

Running

BCOIN-BNB

Running

APX-BUSD

Running

FROYO-BNB

Running

FUSE-BNB

Running

RACA-BUSD

Running

BTT-BUSD

Running

ERA-BNB

Running

BSW-BNB

Running

GMI-BNB

Running

PEX-BNB

Running

TINC-BNB

Running

CEEK-BNB

Running

aBNBc-BNB

Running

RPG-BUSD

Running

ETH-SUSHI

Running

ETH-BTCB

Running

ETH-USDC

Running

Cake-USDT

Running

USDT-USDC

Running

CHESS-USDC

Running

XWG-USDC

Running

GMT-USDC

Running

Cake-DUET

Running

Cake-Froyo

Running

BNB-Metis

Running

MIX-BUSD

Running

BNB-BBT

Running

NBT-USDT

Running

BANANA

Running

BANANA-BNB

Running

BANANA-BUSD

Running

BUSD-BNB

Running

BUSD-USDC

Running

BUSD-USDT

Running

ETH-BNB

Running

HOTCROSS-BUSD

Running

FRONT-BUSD

Running

APE-BNB

Running

ETH-BNB

Running

MATIC-BNB

Running

SUSHI-BNB

Running

COMP-BNB

Running

BNB-Froyo

Running

BTCB-BNB

Running

BNB-BIFI

Running

ETH-SUSHI

Running

ETH-ADA

Running

BAT-BNB

Running

BAT-ETH

Running

BNB-IOTA

Running

Cake-BNB

Running

BNB-ONT

Running

XRP-BNB

Running

DOT-BNB

Running

SXP-BNB

Running

BNB-LINK

Running

DOGE-BNB

Running

LTC-BNB

Running

DAI-BNB

Running

AUTO-BNB

Running

WATCH-BNB

Running

BNB-AAVE

Running

FTM-BNB

Running

AVAX-BNB

Running

ZEC-BNB

Running

COTI-BNB

Running

NEAR-BNB

Running

MOONLIGHT-BNB

Running

SNX-BNB

Running

CELR-BNB

Running

SHIB-BNB

Running

SKILL-BNB

Running

BNB-SFP

Running

TWT-BNB

Running

BNB-XVS

Running

PACOCA-BNB

Running

NEWB-BNB

Running

YFI-BNB

Running

BNB-STARS

Running

AXS-BNB

Running

LAND-BNB

Running

POTS-BNB

Running

BNB-CYT

Running

BNB-BABI

Running

REVV-BNB

Running

MOR-BUSD

Running

BNB-POLAR

Running

BNB-CEEK

Running

ONG-BNB

Running

BNB-DEP

Running

TXL-BNB

Running

NFTY-BNB

Running

IHC-BNB

Running

BNB-PROS

Running

OTAKU-BNB

Running

FIL-BNB

Running

BNB-TOWER

Running

LIME-BNB

Running

BNB-FXS

Running

FRAX-BUSD

Running

QUIDD-BNB

Running

LMN-BNB

Running

GMEE-BNB

Running

BNB-rASKO

Running

STZ-BNB

Running

LOA-BNB

Running

ZIG-BUSD

Running

KAI-BNB

Running

DOSE-BNB

Running

MYRA-BNB

Running

BNB-GODZ

Running

MNFT-BNB

Running

GMR-BNB

Running

BNB-BCMC

Running

eLunr-BNB

Running

TRUSTNFT-BNB

Running

RANKER-BUSD

Running

ANML-BNB

Running

BOUNTIE-BNB

Running

BNB-aBNBc

Running

KTE-BUSD

Running

BUSD-GQ

Running

BICO-BNB

Running

BNB-CPO

Running

PRIMATE-BNB

Running

GRVS-BUSD

Running

BNB-ROOBEE

Running

VTG-BNB

Running

TLOS-BUSD

Running

BRRR-NEAR

Running

AURORA-NEAR

Running

USDC-NEAR

Running

USDT-NEAR

Running

AURORA-ETH

Running

AURORA-TRI

Running

USDT-TRI

Running

NEAR-FLX

Running

STNEAR-NEAR

Running

SHITZU-USDC

Running

NEAR-ROSE

Running

RUSD-NEAR

Running

LINEAR-NEAR

Running

BSTN-NEAR

Running

BNB-BSW

Running

BSW

Running

USDT-BSW

Running

USDC-USDT

Running

BNB-BTCB

Running

BNB-USDT

Running

BUSD-USDT

Running

BNB-BUSD

Running

HAPPY-BNB

Retired

CAKE

Retired

BELT-BNB

Retired

rUSD-BUSD

Retired

NFT-BNB

Retired

DKT-BNB

Retired

QI-BNB

Retired

DPT-BNB

Retired

ERTHA-BNB

Retired

8PAY-BUSD

Retired

HOTCROSS-BNB

Retired

TOON-BNB

Retired

FAQs

Where can I see the staking reward from Cross Yield?

Your dex tokens rewards (CAKE, BANANA) will be automatically compounded into your deposit value.

Do I need to click on the Claim button?

No, It's not required. This bounty is given as a reward for providing a service to other users. Whenever someone successfully claims the bounty, they're also helping by triggering Cross Yield's auto-compound functionality.

I deposited some funds into a Cross Yield vault, but after 1-2 days, I don't see my fund increase.

In some cases, the total value locked is quite small which means the rewards be generating from it are small too. If the transaction fee (of the compound transaction) > reward for the harvester to compound, the compounder will not trigger.

So that, the compounding action is not necessary to happen daily. But your deposit value still increases over time.

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