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Cross Yield

High-Powered Multi-Chain Yield Optimization

Introducing Cross Yield

  • Cross Yield is a multi-chain yield aggregator with insanely optimized BNB Smart Chain, Aurora, and soon Avalanche and Polygon strategies.
  • It has passed quite a lot of audits
  • The name of the yield IOU tokens is HotYield
    Example of IOU token.
In traditional finance, an IOU is a document that acknowledges a debt owed. In modern finance, blockchain and cryptocurrency, an IOU is essentially a token, issued on the blockchain, representing the same value as the underlying asset.

Advantages of Cross Yield.

  • Multichain. Cross Yield already supports BNB Smart Chain, Aurora. Avalanche and Polygon will be supported soon.
  • All AMM’s farms were collected in one place. No need to visit a lot of sites and Dapps to find what you’ll like
  • All vaults have an insanely optimized auto-compound system that will do the job for you.
  • ZAP function allows you to not interact with an AMM and get yield with a few easy steps on one Dapp
  • Sizzle pools that will earn you extra rewards with your IOU tokens.

Sort it a bit.

At the Cross Yield interface, you can sort the vaults by a few methods.
Or just find the vault by the asset you have in your wallet by search. Cross Yield also offers the option to filer your deposited and eligible vaults.
Deposted and Eligible Toogle
Eligible vaults will be displayed if your token balances are greater than zero. For example, HOTCROSS-BNB vault will display if: HOTCROSS-BNB LP token balance > 0 OR BNB balance > 0
OR WBNB balance > 0
HOTCROSS-BNB PSC Vault

Switching networks to filter vaults based on currently connected networks.

Multichains
  • The connected network will be highlighted.
  • Cross Yield supports BNB Smart Chain and Aurora. Avalanche and Polygon will be supported in the future release.
  • Click on the network name and icon to switch networks.
  • After the network changes, the vaults list will be updated.

Deep look into the vault.

Vault detail
  1. 1.
    Name of crypto that you can stake
  2. 2.
    Real APY - Annual percentage yield.
  3. 3.
    TVL - Total value locked in this particular vault
  4. 4.
    Balance on your wallet that suits this vault
  5. 5.
    Your position in this vault. Amount of funds that are already in the vault.
  6. 6.
    Additional buttons to let you create liquidity or buy a cryptocurrency that is needed for this vault.
  7. 7.
    The deposit block contains which token you want to deposit or ZAP, the percentage of the current balance that would be deposited, and approve/deposit button.
  8. 8.
    Withdraw block contains the name of the token to withdraw, amount of funds that are in the vault, an opportunity to pick a percentage and withdraw button.
  9. 9.
    Yield Bounty is explained below
  10. 10.
    Actual statistics of this vault and link to the smart contract of this vault.
ZAP function - is a smart contract function that can convert tokens into one vault is needed. For example, for the ETH-BNB vault, you can deposit with ETH-BNB LP or single ETH/WBNB/BNB tokens. The smart contract will do a job for you.👇

Few words about Yield Bounty

Yield Bounty is not main reward of your vault. The reward for your stake goes right to your deposit amount as it is auto-compounding. This bounty is given as a reward for providing a service to other users. Whenever you successfully claim the bounty, you’re also helping by triggering Cross Yield's auto-compound functionality.

Step by step guide on how to get some Yield on your tokens.

Go to Cross Yield
Connect your wallet
Pick a vault with the token or a pair of tokens that you wish to stake
Input or click on a percent amount of tokens
Approve the contract to spend your tokens
Click the “deposit” button after the approval transaction is complete
  • Get Yield ✅

Vise versa. Withdrawing guide.

Go to Cross Yield
Connect your wallet
  • Find the vault you were depositing by clicking on a “deposited” flag
  • Click on a vault to see full info
Pick how many tokens you want to withdraw
  • Click withdraw button and confirm the transaction

Real 30-Day APY Calculation

Each of the underlying protocols does provide an ROI which is translated as the APR the protocol offers. Cross Yield with the functionality of auto-compounding allows the conversion of the APR into APY. In plain English, the magic of compounding allows for much higher yields.
Real 30-Day APY = Vault APY + Trading APR

Vault APY calculation

Vault APY is the rewards that come from AMMs (CAKE on PSC, BANANA on ApeSwap for example). Which will be auto compounded by the Cross Yield vault smart contract.
The formula below allows us to calculate the APY:
The Compound Interest Formula
For example, imagine the underlying Defi protocol being a master chef pool on PancakeSwap (PSC), more specifically, the HOTCROSS-BNB LP pool.
Now consider the following metrics
  • annual interest (r) = Vault APR = 132.191% or adjusted to a day r = 0,362167123%
  • Initial amount deposited: P = $1
  • compound every day: n = 365
  • for a total period of 12 months: t = 365
A = 1(1+ 0.00362167123 / 365) ^ (365 * 365) = $3.75**
Basically, $1 will yield $3.75. in a year thus a 275% Vault APY.

Real 30-Day APY = Vault APY + Trading APR = 275% + 8.146% ~ 283.2%

The Trading APR will be calculated based on the 30-Day volume of the liquidity pool.
In other AMMs or Yield Optimization, they use different timeframes to calculate the Trading APR, such as 7-Day or 24-Hour. So, sometimes their APYs will be higher and the reason is the spike in volume (which means more trading fees) in a short timeframe.
We are using the 30-Day timeframe to calculate the Trading APR because the wider the time period the more accurate figure will be. Therefore, the Real 30-Day APY figure should be more reliable.
All figures are estimates provided for your convenience only, and by no means represent guaranteed returns.

Some tech details
🧑💻

Available Vaults

Platform
Vault
IBT Contract
Status
BTCB-BNB
View
Running
BTCB-BUSD
View
Running
BUSD-BNB
View
Running
CAKE-BNB
View
Running
ETH-BNB
View
Running
HOTCROSS-BNB
View
Running
USDC-BUSD
View
Running
USDT-BNB
View
Running
USDT-BUSD
View
Running
ADA-BNB
View
Running
DOT-BNB
View
Running
LINK-BNB
View
Running
TWT-BNB
View
Running
XVS-BNB
View
Running
ALPHA-BNB
View
Running
XRP-BNB
View
Running
UNI-BNB
View
Running
INJ-BNB
View
Running
SXP-BNB
View
Running
VAI-BUSD
View
Running
DAI-BUSD
View
Running
LTC-BNB
View
Running
BTCST-BNB
View
Running
UST-BUSD
View
Running
LINA-BUSD
View
Running
SFP-BNB
View
Running
IOTX-BUSD
View
Running
RAMP-BUSD
View
Running
ALICE-BNB
View
Running
BIFI-BNB
View
Running
TKO-BNB
View
Running
EPS-BNB
View
Running
TLM-BNB
View
Running
ALPACA-BUSD
View
Running
DOGE-BNB
View
Running
CAKE-BUSD
View
Running
CHR-BUSD
View
Running
TUSD-BUSD
View
Running
MBOX-BNB
View
Running
WOO-BNB
View
Running
BSCPAD-BNB
View
Running
DVI-BNB
View
Running
ONE-BNB
View
Running
AXS-BNB
View
Running
C98-BNB
View
Running
SPS-BNB
View
Running
WIN-BUSD
View
Running
TRX-BUSD
View
Running
BP-BNB
View
Running
SFUND-BNB
View
Running
BETA-BNB
View
Running
LAZIO-BNB
View
Running
FINA-BUSD
View
Running
DAR-BNB
View
Running
PORTO-BNB
View
Running
SANTOS-BNB
View
Running
IDIA-BUSD
View
Running
THG-BNB
View
Running
HIGH-BUSD
View
Running
WOOP-BNB
View
Running
ADG-BUSD
View
Running
BCOIN-BNB
View
Running
APX-BUSD
View
Running
FROYO-BNB
View
Running
FUSE-BNB
View
Running
RACA-BUSD
View
Running
BTT-BUSD
View
Running
ERA-BNB
View
Running
BSW-BNB
View
Running
GMI-BNB
View
Running
PEX-BNB
View
Running
TINC-BNB
View
Running
CEEK-BNB
View
Running
aBNBc-BNB
View
Running
RPG-BUSD
View
Running
ETH-SUSHI
View
Running
ETH-BTCB
View
Running
ETH-USDC
View
Running
Cake-USDT
View
Running
USDT-USDC
View
Running
CHESS-USDC
View
Running
XWG-USDC
View
Running
GMT-USDC
View
Running
Cake-DUET
View
Running
Cake-Froyo
View
Running
BNB-Metis
View
Running
MIX-BUSD
View
Running
BNB-BBT
View
Running
NBT-USDT
View
Running
ApeSwap
BANANA
View
Running
ApeSwap
BANANA-BNB
View
Running
ApeSwap
BANANA-BUSD
View
Running
ApeSwap
BUSD-BNB
View
Running
ApeSwap
BUSD-USDC
View
Running
ApeSwap
BUSD-USDT
View
Running
ApeSwap
ETH-BNB
View
Running
ApeSwap
HOTCROSS-BUSD
View
Running
ApeSwap
FRONT-BUSD
View
Running
ApeSwap
APE-BNB
View
Running
ApeSwap
ETH-BNB
View
Running
ApeSwap
MATIC-BNB
View
Running
ApeSwap
SUSHI-BNB
View
Running
ApeSwap
COMP-BNB
View
Running
ApeSwap
BNB-Froyo
View
Running
ApeSwap
BTCB-BNB
View
Running
ApeSwap
BNB-BIFI
View
Running
ApeSwap
ETH-SUSHI
View
Running
ApeSwap
ETH-ADA
View
Running
ApeSwap
BAT-BNB
View
Running
ApeSwap
BAT-ETH
View
Running
ApeSwap
BNB-IOTA
View
Running
ApeSwap
Cake-BNB
View
Running